Even though it is not the most popular online casino game, understanding how Baccarat works is crucial to becoming a better casino player! Understand how to bet on Baccarat, and what are the respective card values for this game. All to make the best possible decisions when playing at the online casino for real money!
Know that playing Baccarat online is not particularly difficult. There is a dealer who deals 2 cards to each player and keeps 2 for himself. Depending on the Baccarat variant you are playing, there may be the 3rd card. The player can then bet on the dealer's hand, their own, or a tie. Undoubtedly, these are the basics for playing baccarat online, correctly. After placing the bets, the cards are turned over. The pair closest to the number 9 wins the round. It's as simple as that!
If you still don't understand or if you want to revisit our article, we've prepared a short list of steps you can take to play Baccarat below:
Click on a chip to choose your bet amount
Click where it says “Player/Player”, “Dealer” or “Tie”, to choose where to place your bet
There may be an option to place a side bet 2 cards (or 3, depending on the rules) will be dealt to decide who wins the round
If you win, your profit will be added to your balance
Repeat the process as many times as you like
Cards Value
In Online Baccarat, the value of the cards is different from what you might be used to. Suits don't matter. The 10 and cards like the King, Queen and Jack have no value, for example.
Number cards have a value equal to their number. So a 5 card has a value of 5, for example. However, if a pair of cards exceeds the number 9, 10 is subtracted from the sum of that pair. Let's look at an example: a pair of a 7 with a 9 gives 16. Therefore, 10 is subtracted from that value to end up with a 6.
The main aspects of Baccarat
How to understand the main aspects of Baccarat At the heart of this game, all the player has to do is guess which pair of cards will win. Along with the tie, “Tie” will theoretically have a 33% chance of hitting if it ignores all other variables that dictate that a tie is highly unlikely.
In any case, we never recommend betting on a tie, as it is almost certainly money thrown away. Although the payouts are much higher when betting on a tie, the chance of it happening is really low.
The main bets are called:
Dealer: This option is the one where the house has the smallest edge, and therefore most casinos charge 5% for all profits earned on this bet.
Player: This option gives the biggest house edge, but there is no commission.
Tie: This is the most dangerous option, since both “Banker” and “Player” must have equal values. Because of this, payouts are often the highest.
Baccarat betting variants
Certain casinos feature different side bet variants on the game of baccarat, which may include:
Player Pair
If you make this bet, you will win a prize if the player’s first cards are a pair.
Banker Pair
If you make this bet, you will win a prize if the dealer’s first cards are a pair.
Perfect Pair
If you make this bet, you will win a prize if both the player’s and dealer’s cards are the same in suit and type.
Either Pair
If you make this bet, you will win a prize if both the player and the dealer have a pair.
Panda 8
If you make this bet, you will win a prize if the player has a value of 8 with 3 cards.
Lucky 8
If you make this bet, you will win a prize if the total value of the cards is 8, and you win the other hand at the same time.
Online Baccarat Odds and House Edge
Online casino baccarat is a game where the house edge is much lower than in other games. Thus, betting on the “Dealer” gives a house edge of 1.06%, for example. That is, playing baccarat online should also reflect an intense statistical, percentage and mathematical study, maximizing the chances of playing baccarat in the best possible way.
This number doesn’t mean the House has a 1.06% win, obviously. It means that, imagining that the house has a 77% chance of winning, when you bet on “Banker” it will have 78.06%. Even worse, if you bet on the “Tie/Tie”, the house gains a 14.36% advantage, leaving you with a winning chance of just 9.52%. However, the payout for a winning Tie bet is 8x normal.
Certain types allow side bets, and you have to consider that side bets have a higher chance of a house edge. The game has fixed percentage odds, which any baccarat player in Nepal can consult in this article.
The Most Popular Types of Baccarat Online
This game has several different types that anyone can play, especially online. You can also choose to play Baccarat for free, to try it out for real money, and even with live dealers.
#1 Big Baccarat
The biggest size possible to play baccarat
With an elliptical table, there can be up to 3 dealers
You can play with up to 14 players
Seats at the table are marked with numbers ranging from 1 to 15, but 13 is omitted, as it is considered an unlucky number
#2 Mini Baccarat
Has lower maximum betting limits
It is popular in the more public areas of casinos and is not suitable for high rollers
Semi-circle table, which has room for up to 7 players, 5 in some casinos
The seats go from 1 to 6, and as in Big Baccarat, one of the numbers that denote the seats at the table is omitted: it is 4, which in certain Asian languages is said to be death (shi) and is considered an unlucky number.
#3 Live Baccarat with a dealer
Perfect for those players who want immersion without having to leave their home
Can interact with dealers in real-time
Can chat with other players in real-time
It is more common to be able to place side bets when there are live dealers
Baccarat with a live dealer is usually played at a “Mini Baccarat” table, as a larger table is unnecessary when virtually all players are present.
#4 Chemin de Fer
Chemin de Fer means “Railway” in French
Popular in Europe, particularly France and Monaco
Hard to find outside of Europe such as in Asia or North America
One of the players acts as treasurer and cannot place bets if he does so in that round
Betting Strategies
We want to introduce you to 2 types of progressive bets.
The logic is relatively simple, if you consider the names of the 2 strategies: with the negative progression, it will be enough to decrease the value of the bets whenever you win and increase it whenever you lose. With positive progression, it is the other way around, decreasing value whenever you lose and increasing when you win the round. These strategies are a big help in making money in online baccarat.
Positive Progression Systems
One of the most used strategies of the positive progression system is the “Paroli” pattern:
The basic concept of the “Paroli” pattern is to believe in the possibility of consecutive defeats or victories
If one or the other is happening, the player can minimize losses during consecutive losses and maximize gains during consecutive wins
Double the bet 3x in a row, after each win
If the player loses, the bet in question will have the value of the first bet
The biggest disadvantage is that a player can run out of money very quickly
It can be useful for budget control, but it's not foolproof.
Negative Progression System
The “Fibonacci” sequence is a good example of using the negative progression system:
The purpose of this system is to keep losses under control
It helps the player to think more disciplined and sudden decisions can be avoided
It uses a sequence of numbers where the bets assume the value of the sum of 2, which gives the result of the next one (e.g.: 1, 1, 2, 3, 5, 8, 13, 21, 34, among others.)
The player takes 2 steps back for each victory and 1 step forward for each defeat
The main disadvantage is that this system is more suitable for players with bigger budgets
If there are too many consecutive losses, the player can easily run out of money
As a Pedagogy graduate, Edimar loves to research and write about various topics, especially those related to sports betting and casinos.
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FAQ. Frequent Questions
Yes. As long as you play at a properly licensed casino, making your experience totally legal.
Online baccarat games are provided by casino software developers. Some of the most prestigious are Microgaming, Amaya, Evolution Gaming, NetEnt, Playtech or Novomatic.
Yup. There are two essential rules that you should know when you want to play Baccarat, which are: face cards (king, queen and jack), but also that 10's count as zero. Finally, the second rule of thumb is that only the last digit counts in baccarat.